Banking Your Baby's Cord Blood Offer Extended

Hey there friends. Cryo-Cell has extended their offer of up to $725 off if you decide to bank your baby's cord blood. I wrote about the offer about a month or so ago in this post detailing the offer which, then, expired on 6.28.09. The offer has been extended to this weekend so if you decided that banking your baby's cord blood is right for you, you must enroll with Cryo-Cell using promotional code:995PS by midnight Sunday evening.

Cryo-Cell's exclusive premium family service, "Protect Baby, Protect Mom", is geared towards families that need a little extra assistance with finances. This is the main reason why the offer was extended. They are aware that may of us are experiences tough economic times and by entering the promo code 995PS by midnight Sunday night, not only are you are enrolling in one of the best offers in cord blood banking but also one of the most affordable. But if you want a little more for your money, you can enroll in Cryo-Cell's Signature UCORD Service and Exclusive C’elle Service, by using Promo code P2PS. Check out Cryo-Cell's website for more details.

I know this is a big decision for families to make. Cord Blood research is still in it's early stages of development. Yet, doctors have been able to use your baby's blood to treat over 75 diseases and the procedure has been performed in over 12,000 patients. Those may not sound like staggering numbers but the only number you should be concerned with is 1. 1 child, your child, may be stricken with a disease that may be treatable with his or her cord blood that was drawn at birth. Is it worth it to have that safety net just in case of such a tragedy? I cannot answer that question myself. My wife and I are still debating on whether or not banking our soon to be born son's cord blood is something that we want to do. It's not an easy decision to make, but Cryo-Cell does an excellent job of detailing the pros and cons. Visit the website to be as best informed of the processes and procedures. I know we will. Later.

Mission: Wooden Rails of Sleep (Baby Crib)

Hey there. I'm on a mission to sand and refinish my baby's crib. I managed to screw it up by leaving it out by the side of the house and the crib has gotten discolored. My wife is pretty upset with me because of it. My carelessness may or may not cost us a new crib. We really don't want to shell out the cash for a new crib so we're going to see what we can do to salvage the one we have. I made a quick trip to Home Depot last night to ask a guy what I would need to make it look like new. He suggested a simple sanding block and wood finish to polish it off. I made sure the stuff is baby safe because I don't want the finish to poison my baby. I started off the sanding yesterday but the guy handed me a finishing block to smooth wood, not actually sand it. My mistake for not really paying attention. I'm going to go and get the sand paper so that I can start this mission. Baby is 2 and half months away. Need to make sure it gets done! Later.

The Perfect Man and Woman: A Poem

A Woman's Poem:

Before I lay me down to sleep
I pray for a man, who's not a creep
One who's handsome, smart, and strong
One who loves to listen long
One who thinks before he speaks
One who'll call, not wait for weeks
I pray he's gainfully employed
When I spend his cash, won't be annoyed
Pulls out my chair and opens my door
Massages my back and begs to do more
Oh! Send me a man who'll make love to my mind
Knows what to answer to, "How big is my behind?"
I pray that this man will love me to no end
And always be my very best friend.

A Man's Poem:

I pray for a deaf-mute gymnast nymphomaniac with
huge boobs and a nice ass who owns a bar on a golf course
and loves to send me fishing and drinking
This doesn't rhyme and I don't give a sh*t
The end

Need Help Looking for an Apartment?

Hey there friends. You know, a few years back, when my wife and I married, we struggled to find a place to call our own. We were newlyweds with kids and we needed to find a place to call our own. We did what most people do while they're searching for a place, we stayed with family. Staying with family has it's perks, but let's face it, there is no place like a place to call your own. During our search, we went through online listings, we drove around looking for "for rent" signs, we even went as far as to pay for an "exclusive" list of available apartments. It was a HUGE pain. I would not want my friends to go through the hell that is apartment hunting without useful and proficient tools.

Good thing we live in a time where technology is there to aid us. This is why the iPhone's latest application is a godsend to those that are in the hunt. MyNewPlace is a is a great app that lists over 6 million apartments and rental homes across the US. You can easily filter searches to specify for exactly what you need. You can find MyNewPlace in the iPhone app store and because it's absolutely free, you won't need to waste time and money on "exclusive" lists when the the MyNewPlace app is updated frequently. One of the great features of the app, and my personal favorite, is the option to search for listings based on your phone's GPS. This is great because for those that have been on the search for a place to rent have more than likely experienced the following scenario:

You drive through a beautiful neighborhood, your significant other LOVES the area, but you have not the slightest of clues as to where there is a place to rent since you're driving aimlessly hoping to run into a "For Rent" sign. You drive off feeling pretty bummed out that you couldn't find anything after driving around for up to an hour.

Don't let that happen to you! With the MyNewPlace, the above could have been easily averted by searching through your phones GPS. It would readily display the locations that were for rent and instead of driving around wasting time, you'd actually be checking out the places to see if they suit your needs.

Apartment and home hunters need to get this free application. Do not let the renting game damper your hopes of finding a good home. You can find all the information you need in regards to the application at http://www.mynewplace.com/iphone .

Later.

Fighting with Bank of America

Hey there. I am on the phone, on hold, with Bank of America. We recently got a loan modification done on our mortgage to reduce the amount. We were happy when it was slashed considerably. We signed the docs and sent them back. Soon after, we received a second set of documents and that slashed the first offer even more. We were confused, at that point. Can this super low offer really be our loan payment? I started calling BofA. I spoke to 2 different representatives that clearly said that the second offer would override the first. I had them repeat that to assure that I was hearing correctly and again, I received the "second set of documents will override the first." My wife and I were thrilled at point. We started to plan out the rest of the year, with dreams of her not having to work with with this great windfall that we were blessed to receive. We even received a check by BofA saying that we overpaid in escrow fees so even more joy came over us. Until last week, that is.

We receive our statement and it says that our payment is what the original loan documents stated and not what we were told over the phone. Not cool, Bank of America, not cool and at. Now, I'm on the phone trying to get to the bottom of it. Personally, I am none too happy that Countrywide busted and BofA bought it out. I've had some awful experiences with BofA. Many years ago we had a checking and savings account with BofA. It was not something that we wanted to do but considering that there were everywhere, we went ahead and open the accounts. On top of all the fees that were assessed, even after doing the "automatic savings" thing that supposedly made your accounts, free, we had issues with them. The straw that broke the camel's back was the moment that some one by the name of "Ruth" created a check, that's right, created a check with her name and her address on it and cashed it against our account. I don't remember the exact amount of the check but I want to say that it was close to $1K. I was furious. I called and complained to BofA how my name is clearly not Ruth and the address on the check is clearly not mine and yet, they cashed this check. On top of that, they gave me a hard time. Them bastards gave me a hard time! They didn't give me my money back "the next day", as their fraud commercials stated at the time, and I had to call them everyday for a full week just to get them to admit fault and give me my money back. Of course, because I was out so much money and it was unexpectedly gone, we started accumulating overdraft fees that again, BofA said were my fault and not theirs. I fought for those to be reversed too since I told them that they cashed a check that was not issued by me and therefore I should not be held accountable for the fees. After all the yelling and all the screaming I did to supervisors and directors, I finally got the money back into my account. I immediately withdrew our money from both saving and checking accounts and vowed never to bank with them again. I bash them every chance I get, and with more than good reason, and to my surprise, others usually share their horror stories as well.

Now, it turns out that they need to research as to why my documents are not matching... Typical BofA bullshit, if you ask me. I am not happy and if I need to pay more than what my documents say, I'm going to be raising some hell. Later.

FYI... I did this whole post while I was on hold... Bastards!

The Importance of Spelling

Hey there. Good thing we live in a world of spell check, no? We all make mistakes when it comes to writing and typing. Most of us brush it off as nothing since we can easily click on spell check and BAM! Insta-fix. Kids in school can't do that. They still use pencil and paper and below is the reason why we need to continue to show them that spelling is important. lmao Enjoy.